The IQ Suite FIVE PRODUCTS · ONE IQ
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Five products · One subscription

The IQ Suite

A complete, automated finance team.

Not sure which one you need? Where your books are decides. See the order the work happens in

CodeIQ does the books. ReconcileIQ checks them against the bank. LedgerIQ explains the numbers. PrepIQ closes the year. IQ Books is the free ledger they all run in.

Start free No card · Free tier
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Products, one login
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Coding phases
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Analysis modules
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Pre-review accuracy
№ 01 — The suite

Five products.
One IQ.

IQ Books is the home for the books. The rest of the suite proves them, codes them, explains them and closes the year.

The platform · the home for the booksLive

IQ Books

Keep the books in-house

For when you'd rather not run a separate ledger at all.

Your ledger of record, with the suite built in. Free forever, not a trial: one organisation with the full ledger, multi-currency and MTD filing, with no bank account required. You only pay credits for automation; paid plans add invoice emailing and reminders, CIS300 and Companies House filing.

  • RiQ keeps the books; you review and sign off
  • Live bank feeds: lines arrive already coded, transfers paired, nothing posts unless you allow it
  • eBay, Stripe and PayPal money as a feed, fees and postage VAT separated
  • Bank rec, invoicing, stock & fixed assets — built in
  • Nine-box VAT return built as it codes, reverse charge handled
  • Statutory accounts tagged as iXBRL, ready to file to Companies House
  • Immutable ledger, period locks, full audit trail
YOUR LEDGER OF RECORD
IQ Books Everything accounted for.
One organisation free · Advanced features on paid plans
Explore IQ Books →
№ 01

CodeIQ

Do the books

For when the bookkeeping isn't done yet.

The automated bookkeeper. Each client's whole month coded, VAT-classified and posted in minutes, inside IQ Books or on your existing platform.

  • Runs in IQ Books, Xero, QuickBooks, Sage & Pandle
  • Statements, receipts, eBay · Amazon · PayPal
  • Learns your ledger; corrections stick
FROM STATEMENT TO SUGGESTION / EXAMPLE
SHELL · £62.40→Motor expensesVAT classified · Ready to review
0102030405060708
Eight phases of logic. Your judgement comes last.
Explore CodeIQ →
№ 02

ReconcileIQ

Check the books

For when the books are done but the bank and the books don't agree.

Thousands of bank lines matched in seconds. Every discrepancy found, every fix pushed back to your platform.

  • Any bank — CSV, Excel or PDF
  • Discrepancies surfaced with evidence
  • Fixes pushed straight back to the platform
TWO RECORDS. ONE ANSWER. / EXAMPLE
BANK STATEMENTYOUR BOOKS£2,400.00£2,400.00£84.00£84.00£12.00Missing bank fee ↗
See the exception. Follow the evidence.
Explore ReconcileIQ →
№ 03

LedgerIQ

Understand the books

For when the books are done and balanced.

CFO-grade analysis from one GL export. RiQ writes the board-ready report.

  • 44 modules — Z-Score, DuPont, anomalies
  • Board pack in one click
  • Reads any platform's export
THE STORY BEHIND THE BALANCE / EXAMPLE
Revenue & operating costsSee what’s changing.
Your general ledger → analysis → board-ready report
Explore LedgerIQ →
№ 04Live

PrepIQ

Close the year

For accountants at year-end.

Year-end working papers prepared by RiQ. It reviews and flags like a senior.

  • ETB, fixed assets, allowances, tax comp — cell-linked
  • Nothing plugged, nothing assumed
  • Practice plans · sole traders & Ltd · UK & Ireland
A WORKING-PAPER SET, CONNECTED / EXAMPLE
01Extended trial balance✓
02Fixed asset schedule✓
03Tax computation↗
Cell-linked schedules. Judgements flagged for you.
Explore PrepIQ →
One login · one suite · one bill
№ 02 — The overview

The House.

Three and a half minutes, animated. Five rooms, one for each product: for a business keeping its own books, or a practice and all its clients.

The House▶ Watch the storyThree and a half minutes. Best with your phone turned sideways.

Watch it full screen · Every IQ Suite film

№ 03 — One workflow

The work, in order.

Each tool takes over at a different point. Start at the point your books need help: work inside IQ Books, connect a supported platform, or upload an export.

Upload
Bank statement
CSV, Excel or PDF.
CodeIQ
Books done
Not done yet? It does the bookkeeping.
ReconcileIQ
Books checked
Balances don't agree? It finds why.
LedgerIQ
Books understood
Done and balanced? Read the numbers.
PrepIQ
Year-end close
For practices. Papers ready to review.
Explore the workflow

One suite.
Your starting point.

Select a stage to see where each product helps. Start with the work in front of you, and bring in the rest when you need it.

IQA MONTH IN THE BOOKSIllustration
01 / IQ BOOKS

A home for every entry.

Bank activityAmountTreatment
Client paymentInvoice INV-1042+£2,400.00Matched
Office suppliesReceipt attached−£84.00Categorised
Bank transferCurrent → savings−£500.00Paired
The books, in one placeReady for your review

Banking, invoices and your ledger together. Start free with one organisation: the full ledger, multi-currency and MTD filing.

RiQ by your sideExplore IQ Books ↗
01—05Select a stage to explore the workflow
№ 04 — The pipeline

Eight phases. Every line.

Your history, shared patterns and semantic matching. An illustrative journey for SHELL · −£62.40 to go through.

01 Transfer detection No match
02 Invoice matching No match
03 Historical pattern Your own GL 47 prior · Motor Exp.
04 Universal pattern Crowd-sourced Confirms
05 MCC category Card MCC 5541 Service station
06 Semantic AI Meaning beyond the merchant name Category supported
07 User learning No override
08 VAT classification Standard · 20%
Account7300 · Motor Expenses
VAT£10.40 · 20%
ContactShell UK Ltd
PlatformReady for review
Illustrative coding result
01 Learn from your history02 Flag uncertain decisions03 Review before posting
№ 05 — PrepIQ, in evidence

What PrepIQ hands back.

A real limited-company year-end set. Every figure cell-linked, every judgement flagged for your call.

PrepIQ extended trial balance for a limited company
01 · Extended trial balance

The whole set, one sheet.

PrepIQ fixed asset schedule
02 · Fixed assets

Built or rolled forward.

PrepIQ capital allowances schedule
03 · Capital allowances

A tax schedule, kept separate.

PrepIQ hire-purchase reconciliation
04 · Hire purchase

One sheet per agreement.

PrepIQ loan and finance reconciliation
05 · Loans & finance

Tied to the paperwork.

PrepIQ corporation tax computation
06 · Tax computation

Profit, adjusted to tax.

PrepIQ notes and queries for accountant review
07 · Notes & queries

Every judgement, flagged.

PrepIQ completion statement reconciliation
08 · Completion statement

Reconciled line by line.

Real client set · names redacted

№ 06 — The companion

RiQ runs the suite with you.

One companion in every product — it shows its working.

  • Explains every coding decision, with evidence
  • Executes commands — reclass, filter, navigate
  • Drafts the board narrative in LedgerIQ
  • Keeps the context of the work you are reviewing
№ 07 — Work from Claude

Run the practice from Claude.

Connect the IQ Suite to Claude once. Then ask which clients need attention, hand over a client's records, and get the books up to date, reconciled and the VAT return back, without opening anything.

  • Triage every client in one question. How far each set of books runs, what is waiting in review, whether the ledger balances, which VAT returns are due.
  • Hand it the records. Statements, bills and receipts go in; the bank lines are coded through the eight-phase pipeline and matched to the paperwork.
  • Reconcile to the bank. A statement is checked against the books line by line and every difference comes back named, the same engine as ReconcileIQ.
  • It asks before it posts. A policy you set says what may post unattended and what must always be shown. Questions are parked as records, not lost in a chat.
  • Reports straight from the ledger. Trial balance, P&L, balance sheet and the nine VAT boxes, to the penny, for the periods HMRC is expecting.
  • Not everything, on purpose. It cannot file a return, pay anyone, close a year or post to a control account. Those stay with you.
Add as a custom connector https://api.reconcileiq.com/mcp Connector docs →
№ 08 — The time

Less processing.
More professional judgement.

An illustrative month: move your attention from repetitive entry to review. Actual time depends on the records and exceptions.

Before the suite 20:00 hours
Code every line by hand9.0 h
Retype receipts & invoices5.0 h
Reconcile bank vs books3.0 h
Prepare the management pack3.0 h
With the suite 19:35 minutes
Pipeline codes every line3:40
OCR a batch of receipts0:45
Review the flagged rows15:00
Board pack builds itself0:10

The valuable part of the job is your judgement. Give it more of your day.

4.9/5 Verified reviews · UK
CodeIQ does the whole thing in under ten minutes and posts straight into Xero. I haven't touched the statement manually since January.

Mark T. — Business owner · e-commerce, Bristol

The first analytics product our clients actually open. Three hours in Excel is now seven seconds — ratios explained, not just printed.

JF
James F.
Small practice founder · Leeds

Any bank, any format, parsed cleanly every time. Our headache clients are now our fastest reconciliations.

KH
Katrin H.
Bookkeeper · London
Ecosystem

The places we meet your books.

№ 10 — For practices

Running many clients?

The same tools, at roster scale.

YOUR PRACTICE / AT A GLANCEIllustrative worklist
ClientBookkeepingReconciliationNext step
Studio & Co.Coded ✓Balanced ✓Review the analysis ↗
The local caféCoded ✓2 exceptionsCheck the difference ↗
Workshop LtdComplete ✓Balanced ✓Prepare year-end ↗
Separate client workspacesShared practice oversightCredit sponsorship you control
Roster
10concurrent sessions

Ten client books processing in parallel while you take calls.

Client accounts
Up to 1,000connected clients

Each with its own login, full IQ Books organisation, 1,000 non-refreshing standard credits and a 2,500 one-time bonus — 50, 250 or 1,000 connected clients by tier.

Oversight
One viewpractice dashboard

Every client, session, credit and flag in one place.

Solo? Starter brings bookkeeping, reconciliation and analysis to your own books. Practice? The tiers add scale, not complexity.

See pricing Talk to us
№ 11 — Pricing

Start with your books.
Grow with your practice.

IQ Books, CodeIQ, ReconcileIQ and LedgerIQ on every paid plan. PrepIQ joins the suite on Practice Essential and above.

Starter
Solo · own business
£ 5 /mo
5,000 credits / month
  • IQ Books, ReconcileIQ, CodeIQ & LedgerIQ
  • Overage at £0.002 / credit
  • Bonus credit packs available
Start
Accountant
Freelance · a few clients
£ 15 /mo
25,000 credits / month
  • IQ Books, ReconcileIQ, CodeIQ & LedgerIQ
  • Overage at £0.0015 / credit
  • Bonus credit packs available
Start
Practice Essential
Includes PrepIQ
£ 78 /mo
50,000 credits / month
  • All five, including IQ Books and live PrepIQ
  • Up to 50 connected clients, each with their own login and IQ Books organisation
  • Overage at £0.002 / credit
  • Practice dashboard
Start
Practice Pro
Full practice
£ 158 /mo
150,000 credits / month
  • All five, including IQ Books and live PrepIQ
  • Up to 250 connected clients, each with their own login and IQ Books organisation
  • Overage at £0.0016 / credit
  • Practice dashboard
Start
Enterprise
Large or custom
£ 398 /mo
500,000 credits / month
  • All five, including IQ Books and live PrepIQ
  • Up to 1,000 connected clients, each with their own login and IQ Books organisation
  • Overage at £0.001 / credit
  • Practice dashboard
Contact

Credits refresh every month. Move up or down any month. Connected clients each start with 1,000 standard credits and a 2,500 one-time bonus.

№ 12 — Questions

Frequently asked.

Anything missing, email [email protected].

Is the suite for business owners, or accounting practices?
Both. Starter at £5/mo suits a single owner. Practice tiers add connected client workspaces — each with its own login, full IQ Books organisation, 1,000 non-refreshing standard credits and a 2,500 one-time bonus. Practices can sponsor a target balance from their own pool, or clients can subscribe independently while remaining connected.
Can I use one product without the others?
Practice plans include IQ Books, ReconcileIQ, CodeIQ, LedgerIQ and PrepIQ for the practice. Each connected client gets IQ Books, ReconcileIQ, CodeIQ and LedgerIQ, with one full IQ Books organisation; PrepIQ remains practice-only.
Which accounting platforms do you support?
OAuth posting to Xero, QuickBooks Online, Sage and Pandle. ReconcileIQ also connects to FreeAgent and YNAB; LedgerIQ reads any GL export.
What happens to my data?
Session data is purged when the session ends. Patterns are contributed only with your explicit consent, anonymised first.
How accurate is CodeIQ's coding?
Around 97% on real client data, pre-review. Uncertain lines are flagged; your corrections are learned for the next run.
What counts as a "credit"?
1 per reconciled line, 2 per PDF-parsed transaction, 4 per fully-coded transaction, 1,000 per LedgerIQ analysis. The allowance refreshes each month and unused credits do not carry over; one-time bonus credits never expire.
Do you replace my bookkeeper or my software?
Neither. CodeIQ automates the repetitive work; people keep the judgement and advisory. It sits on top of your platform, not in place of it.
What is PrepIQ, and which plans include it?
The year-end engine. RiQ prepares the full working-papers set — ETB, fixed assets, capital allowances, tax comp — cell-linked, nothing plugged. It reviews and flags like a senior; you sign it off. Live on Practice Essential and above. Each year-end job uses 5,000 credits with the default RiQ engine or 10,000 at maximum; Ask RiQ revisions use 1,250 or 2,500 credits. Open PrepIQ →
Is there a free trial?
There's no time-limited trial. Instead you get a permanent free tier: no card, 1,000 one-off credits that do not refresh automatically, and nothing auto-converts. Upgrade whenever you're ready.

The books, done this afternoon.

Run one set of books through it. The first hour tells you everything.

Start free See pricing